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Effective July 1, 2010
|
Savings
Rates |
RATES |
APY* |
Regular
Shares |
0.25% |
0.25% |
Christmas
Club |
0.50% |
0.50% |
Money
Management
$2500.00 to $24,999.99 $25,000.00 to $74,999.99
$75,000.00 and above |
0.45%
0.60% 0.75% |
0.45%
0.60% 0.75% |
IRA
Club |
0.25% |
0.25% |
*The annual percentage yield is accurate as of the last dividend declaration date. You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield. The dividend rate and annual percentage yield are subject to change after the account is opened.

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|
TYPE |
RATE |
APY |
PENALTY |
DIVIDENDS |
|
6 months |
0.85% |
0.85% |
90 days |
Monthly |
|
12 months |
1.14% |
1.15% |
90 days |
Quarterly |
|
18 months |
1.24% |
1.25% |
180 days |
Quarterly |
|
24 months |
1.49% |
1.50% |
180 days |
Quarterly |
|
36 months |
1.99% |
2.00% |
180 days |
Quarterly |
|
48 months |
2.47% |
2.50% |
180 days |
Quarterly |
|
60 months |
2.72% |
2.75% |
180 days |
Quarterly |
|
|
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Traditional, Roth, and Coverdell Education Savings Accounts
|
TYPE |
RATE |
APY |
PENALTY |
DIVIDENDS |
|
12 months |
1.14% |
1.15% |
90 days |
Quarterly |
|
24 months |
1.49% |
1.50% |
180 days |
Quarterly |
|
36 months |
1.99% |
2.00% |
180 days |
Quarterly |
|
60 months |
2.72% |
2.75% |
180 days |
Quarterly |
|
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